Business Insurance - A Look at Coverages

When disaster strikes, your business could suffer irreparable damage. And the time to protect yourself from the unforeseen is before it happens – by purchasing the appropriate business insurance. Although different businesses will face different risks, the following types of coverage are typical of those used to manage most business operations:

Property insurance: Generally, property insurance covers your building, contents and equipment in case physical property needs to be repaired or replaced.

Business interruption insurance: When your business has been disabled by a natural or man-made disaster, business interruption insurance can provide coverage for loss of revenue and continuing business expenses.

Liability insurance: Liability coverage is what protects your company from the liabilities that can arise from day to day business operations. And if there is some likelihood that a customer could be injured while using your company's products or while visiting your premises, you may want to add special coverage for product liability or premises liability.

Employment practices liability insurance: Employment practices insurance can help to protect you and your company from the liability that can arise from employment-related lawsuits, such as charges of wrongful discharge or age discrimination.

For a look at the insurance needs specific to your business, call an agent at Avery Insurance in Wolfeboro at 569-2515 or (800) 759-7579.