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Storm Damage to Shrubs

As we head into March winds, be advised that storm damage to your trees and shrubs is not covered by your homeowner's insurance policy unless you can prove that the tree hit the house and has to be removed or that fire is involved.

Take detailed photographs of your property immediately after a storm or other disaster. If you're away, arrange for someone else to take the photographs for you. When fire is involved, ask an expert to determine the cost of removing and replacing dead trees and shrubs.

Above all, remember that handling claims is the bread and butter of agency operations – the reason, in fact, that Avery Insurance exists. Please feel free to call an agent at Avery Insurance for a personalized explanation of exactly what weather disasters your policy covers.